The right loans

to meet your individual goals and objectives

We measure our success by how we have helped every one of our clients achieve their dreams of home ownership.

Services

Home Loans

Whether you’re a first-time buyer, are buying a luxury home, or are investing in properties to build your real estate portfolio ...

LEARN MORE

Refinance

People refinance for a variety of reasons including changing from an adjustable-rate to a fixed-rate mortgage, shortening or lengthening ...

LEARN MORE

HELOC

A HELOC loan or home equity line of credit is a second mortgage with a revolving line of credit borrowed against ...

LEARN MORE

Reverse Mortgage

This is a mortgage that allows homeowners 62 years and older to access a portion of the equity in their homes for use in retirement.

LEARN MORE

Annual Mortgage Review

Over time, your financial and life situation will change. Therefore, having a mortgage checkup is a great way 

LEARN MORE

Testimonials

My husband and I had the best experience refinancing our condo with Carl Streicher, he is extremely helpful and very patient. He always put me at ease when things got a little off track!! Very quick to respond to any question we had. We recommend Mr. Streicher to anyone that needs help with home loans. We absolutely give the Streicher Team five start ***** 🙂 

Yolanda K.

If you are looking for some awesome, knowledgeable people to work with, these are the guys I highly recommend. Their friendliness and result-driven approach are what I love about them.

Jeff W

Carl and his team are absolutely amazing to work with. As a realtor, I have worked with multiple different lenders, and Carl is absolutely the best. What sets him apart is not only his vast knowledge of different lending programs and guidelines but most importantly his willingness to be patient and listen to my clients. We have worked together with very well-qualified clients, and we have worked with clients that need to work on building their credit, saving for a down payment, etc. Carl is one of the most patient people that I know and does not view my clients as just another transaction. He genuinely cares and wants the best for them no matter how long that process might take. I recommend him to anyone who is looking to purchase a home, refinance, or just has questions in general. You won't be disappointed. 

Jean F.

Recent Blogs

ESTATE PLANNING: 7 Reasons to Put Your Home in a Trust

A property trust is a legal entity set up to pass down assets to beneficiaries after a grantor’s passing. In ...
Down Payment

Overcoming the Down Payment Barrier: A Guide for First-Time Homebuyers

As a loan officer, I see one of the common barriers faced by first-time homebuyers is the misconception surrounding down ...
Brokers Are Better

Mortgage Brokers: The Better Option for Homebuyers

When it comes to purchasing a home, there are crucial decisions to be made, and one of the most significant ...
Good Credit

5 Reasons Why Good Credit is So Important

When it comes to financial goals, building good credit might not be the first thing on your mind. But let ...

Mortgage Market News

Uncertainty surrounding the debt ceiling caused volatility in the markets, while inflation was hotter than expected in April. Tight supply ...

Property Tax and Understanding Prop 19 Rules in California: What Property Owners Need to Know

Proposition 19, or Prop 19 for short, is a new law that has been introduced in California. It has been ...
What is Mello-Roos and how does it affect me?

Mello-Roos. What is it and what should I know about it as a homebuyer?

Mello-Roos is a special tax that is used to fund infrastructure and services in new developments in California. When a ...

How to Cancel Mortgage Insurance

As a homeowner, one of the biggest expenses you might have to deal with is mortgage insurance. Mortgage insurance is ...
That First Time Homebuyer Move In Feeling.

7 Compelling Benefits of Homeownership for First-Time Buyers

Purchasing a home is a big decision, and as a first-time homebuyer, you may be wondering whether it's the right ...

VA Home Loans in San Diego County: A Comprehensive Guide

If you're a veteran or active-duty military member looking to purchase a home in San Diego County, you may want ...
House Hacking

House Hacking: What is it? Is it for me?

House hacking is a strategy for investing in real estate that involves generating income from your home, while you live ...
Creative Financing Options

Non-Qualified Mortgages: The Good, The Bad and The Ugly

What is a non-qualified mortgage (non-QM)? This is a home loan that is not required to meet agency standard documentation ...

Top 10 Questions to Ask Your Lender

Working with a lender, when done right, is the beginning of a life long relationship. Your personal story has to ...
Interest rates trending lower over the past 6 weeks.

Mortgage Rates Continue to Drift Down

Mortgage Rates continue to come down as we head into the last week of 2022. This trend will begin to ...

Assumable Mortgages: What to Know

What is an assumable mortgage? An assumable mortgage is a type of financing arrangement whereby an outstanding mortgage and its terms ...

My credit identity has just been stolen…What to do: NOW!

Don’t Panic: Unfortunately, this is too common of a practice.  Your have rights, protection and you can regain your credit ...

There is an Opportunity Brewing in the Housing Market

Last year, the real estate market was so hot that many buyers had to pay over asking price and struggled ...

The Fed’s strategy: the basics

Wait… doesn’t raising rates mean higher prices, and worse inflation? Let me explain. In the most basic sense, inflation is ...

What is the Fed doing?

One of the questions that I have been continually asked most recently, has been, “doesn’t raising rates mean higher prices, ...

Truth About Rates

Advertised rates vs. what you may receive. Rates are based on credit, loan to value, property type, market conditions and ...