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Non-Qualified Mortgages: The Good, The Bad and The Ugly
What is a non-qualified mortgage (non-QM)? This is a home loan that is not required to meet agency standard documentation ...
Top 10 Questions to Ask Your Lender
Working with a lender, when done right, is the beginning of a life long relationship. Your personal story has to ...
Mortgage Rates Continue to Drift Down
Mortgage Rates continue to come down as we head into the last week of 2022. This trend will begin to ...
Assumable Mortgages: What to Know
What is an assumable mortgage? An assumable mortgage is a type of financing arrangement whereby an outstanding mortgage and its terms ...
My credit identity has just been stolen…What to do: NOW!
Don’t Panic: Unfortunately, this is too common of a practice. Your have rights, protection and you can regain your credit ...
There is an Opportunity Brewing in the Housing Market
Last year, the real estate market was so hot that many buyers had to pay over asking price and struggled ...
The Fed’s strategy: the basics
Wait… doesn’t raising rates mean higher prices, and worse inflation? Let me explain. In the most basic sense, inflation is ...
What is the Fed doing?
One of the questions that I have been continually asked most recently, has been, “doesn’t raising rates mean higher prices, ...
Truth About Rates
Advertised rates vs. what you may receive. Rates are based on credit, loan to value, property type, market conditions and ...