When it comes to qualifying for a mortgage, many homeowners are surprised by the complexities of using their Restricted Stock ...

The real estate market is undergoing a significant transformation due to a recent settlement involving the National Association of Realtors ...

Have you ever wondered why so many homes seem to be staying off the market lately? It's not just a ...

For seniors aged 62 and over, managing cash flow in retirement can be challenging. While Home Equity Lines of Credit ...

I'd like to share my insights and forecast for the housing market in 2024, drawing from the valuable analysis of ...

Imagine owning a multi-family home, living in one unit, and having the other units pay your mortgage. Sounds like a ...

A property trust is a legal entity set up to pass down assets to beneficiaries after a grantor’s passing. In ...

As a loan officer, I see one of the common barriers faced by first-time homebuyers is the misconception surrounding down ...

When it comes to purchasing a home, there are crucial decisions to be made, and one of the most significant ...

When it comes to financial goals, building good credit might not be the first thing on your mind. But let ...

Uncertainty surrounding the debt ceiling caused volatility in the markets, while inflation was hotter than expected in April. Tight supply ...

Proposition 19, or Prop 19 for short, is a new law that has been introduced in California. It has been ...

Mello-Roos is a special tax that is used to fund infrastructure and services in new developments in California. When a ...

As a homeowner, one of the biggest expenses you might have to deal with is mortgage insurance. Mortgage insurance is ...

Purchasing a home is a big decision, and as a first-time homebuyer, you may be wondering whether it's the right ...

If you're a veteran or active-duty military member looking to purchase a home in San Diego County, you may want ...

House hacking is a strategy for investing in real estate that involves generating income from your home, while you live ...

What is a non-qualified mortgage (non-QM)? This is a home loan that is not required to meet agency standard documentation ...

Working with a lender, when done right, is the beginning of a life long relationship. Your personal story has to ...

Mortgage Rates continue to come down as we head into the last week of 2022. This trend will begin to ...

What is an assumable mortgage? An assumable mortgage is a type of financing arrangement whereby an outstanding mortgage and its terms ...

Don’t Panic: Unfortunately, this is too common of a practice.  Your have rights, protection and you can regain your credit ...

Last year, the real estate market was so hot that many buyers had to pay over asking price and struggled ...

Wait… doesn’t raising rates mean higher prices, and worse inflation? Let me explain. In the most basic sense, inflation is ...

One of the questions that I have been continually asked most recently, has been, “doesn’t raising rates mean higher prices, ...

Advertised rates vs. what you may receive. Rates are based on credit, loan to value, property type, market conditions and ...